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Home Ownership and Real Estate Development

By Tatyana Bellamy-Walker For New American households, buying your first home can be the pathway to stability. Many Caribbean immigrants first came to the U.S. during the early 1900s, bought brownstones in largely white neighborhoods in Harlem and Brooklyn, then anchored dozens of generations in the U.S. According to a report by the Migration Policy…
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Know Your Debt-to-Income Ratio

When you are filling out a mortgage application, the lender will be asking you for specific financial information. One of the reasons they ask for this information is to enable the underwriter to calculate your debt to income ratio. This ratio is what most mortgage lenders use to determine the level of risk they are…
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