A mortgage is one of the most expensive purchases you'll make in your life, and for many the idea of being indebted to it for years can seem like quite a burden. However, while you won't necessarily be able to pay off your home with instant savings, there are ways that you can pay it…
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Refinancing This Spring? How to Choose Between Variable and Fixed Interest Rates
From choosing a real estate agent to finding the right home, the process of getting a mortgage is rife with many different choices. If you're investing down the road, it's likely that you've heard about variable and fixed interest rates and are wondering about the differences between the two and how they can benefit you.…
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Beware of Mortgage Scams
It's easy to be enthusiastic and excited about the prospect of home ownership, but it's important to be aware that there are many ways potential buyers can be taken advantage of. From courses for homeowners to companies trying to make a quick buck, there are many things to avoid. If you're on the market for…
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Buying a House? Cash vs. Mortgage Payments
There are two main ways to finance a house: take a mortgage or pay cash up front. Both approaches have their pros and cons, but only one is right for you. Learn why to pay cash for a house vs. get mortgage pre-approval to make the right choice for your needs in the long term.…
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Understanding the Foreclosure Process & Common Defenses
Foreclosure is a legal process by which a lender takes possession of collateral pledged to secure a loan. Because it is a complex legal action, and because there are few resources for homeowners, vehicle owners, and other borrowers to research precisely how a foreclosure works, being involved in such an ordeal can be both stressful…
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