They’re just three words, but they carry a lot of swagger. “It’s my house.” That simple phrase has come to mean so much more as Americans have adopted home ownership as a national dream. It’s what we strive for and how we set our goals, giving us a tremendous sense of accomplishment when we’re handed…
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Purchasing Your Home? Check Your Credit
Research shows that people who plan carefully for big purchases, like owning a home, are less likely to run into financial trouble later. So if you are thinking about buying a home this year, let’s make a plan. The first step: Check your credit. It’s always a good idea to review your credit reports and…
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Buying a House after Bankruptcy
Filing for bankruptcy doesn't have to be the end of the world. As time passes, and if you take steps to rebuild, you can be creditworthy again, even enough to qualify for a mortgage. But repairing your credit isn't the only issue you face. Depending on the type of mortgage you're looking for, the law…
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Buying: What You Need
By Mary Campbell Buying a house is a long, complicated process with lots of paperwork and steps. Whether you’re buying for the first time or you’ve done it half a dozen times, the process can get overwhelming. But there are plenty of available resources to enjoy you check all the boxes, ask the right questions…
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Buyers May Want to Ask Lenders: How Long to Close?
House hunters may want to ask their lenders how long it will take them to close on a loan while shopping for a mortgage. In a housing market where multiple offer situations have become commonplace, the ability for a buyer to close quickly can stand out to home sellers. Buyers should ask lenders: How long…
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